CredentialClear

Your GL policy has a blind spot — and it's shaped exactly like an unlicensed sub.

Vicarious liability means you can get pulled into a lawsuit over a subcontractor's negligence just for hiring, coordinating, or supervising the work — regardless of who was actually at fault. CredentialClear closes that gap before you sign the sub.

Start your free 15-day trial →

The Risk You're Carrying

  • !

    Most commercial GL policies exclude coverage for work performed by contractors who aren't properly licensed. Claims tied to contractor fraud or unlicensed work are denied at nearly 3x the rate of standard property claims.

  • !

    If a subcontractor you hired turns out to be unlicensed and uninsured, courts can treat their workers as your employees — putting injury claims, medical costs, and lost wages on your business instead of theirs.

  • !

    Licensed, insured contractors carry real coverage (avg. ~$981/year in GL premiums) precisely so that risk doesn't land on you. Unlicensed ones don't. By the time you find out, you're the one holding the claim.

  • !

    At volume, across states, the manual version of this doesn't scale: checking five different government sites per sub, per state, for every project, is where things get missed.

How CredentialClear Closes the Gap

One search, not five. Pull live results across state licensing boards, city-level registries, and enforcement records in a single query — built for the volume and speed high-turnover subcontracting requires.
Know before you sign. Real-time license status, an automatic Known Violators cross-reference (unlicensed activity complaints, revoked/suspended licenses, disciplinary actions), and aggregated reviews for a fast reputational read.
Keep watching after you sign. Hourly re-verification alerts you the moment a tracked sub's license status changes — a license can lapse the day after you check it, and a one-time lookup won't catch that.
Built for scale across states. Same process, same dashboard, no matter how many states or how many subs you're running at once.

Live Now In

AZCAFLGAILLANCNDNVNYTXVAWA

More states on the way.

How It Works

1

Search a subcontractor by name or license number before you sign.

2

Review real-time status, violations, and reviews in one screen.

3

Add them to your tracked list — get alerted the moment their status changes, project-long.

FAQ

We run high volumes of subs across many states — does this actually scale?

Yes. CredentialClear was built for exactly this: one query pulls results across state boards, city registries, and enforcement records, so checking subs at volume doesn't mean checking five sites per sub.

What's vicarious liability, and why does it matter here?

It's the legal principle that lets a general contractor or business get pulled into liability for a subcontractor's negligence simply because they hired, coordinated, or supervised the work — regardless of fault. Verifying licensing and insurance status is one of the clearest ways to reduce that exposure.

Can a sub's status change after we've already checked them once?

Yes, regularly. That's why hourly re-verification exists — a one-time check is a snapshot, not ongoing protection.

How fast is a search?

Real-time — results pull live status rather than relying on a cached list.

Don't let an unlicensed sub become your liability.

Start your free 15-day trial →